Affordable Housing Scheme

Overview

The Local Authority Affordable Purchase Scheme or L.A.A.P.S. helps people on moderate incomes to buy new homes at reduced prices. 

Through this affordable housing scheme, Laois County Council will take a percentage equity share (share of the ownership) in the home. 

It is aimed at applicants who cannot afford a new build home at its open market value using their combined deposit and their approved maximum mortgage. 

The scheme is open to First Time Buyers and Fresh Start applicants only.  

First Time Buyer

You are a First Time Buyer if:   

  • You have not previously bought or built a property to live in.   
  • You do not own or have an interest in any property in Ireland or abroad.         

Fresh Start Applicant     

You are a Fresh Start applicant if the fresh start principle applies to you. For more information on the fresh start principle please visit the affordable purchase documents sections of the Laois County Council website – available by clicking here.