Contact information
The Finance Department-Housing Loans Section administer your Mortgage with Laois County Council. We can be contacted as follows:
| Phone | 057 868 9322 |
|---|---|
| housingloans@laoiscoco.ie | |
| Post | Finance Department, Housing Loans Section, Laois County Council, Aras an Chontae, JKL Ave, Portlaoise, Co. Laois, R32 EHP9. |
Ways to pay your mortgage
Standing Order (Set up monthly payments via your Bank by completing the attached form and forwarding to your bank for implementation).
- Cash Office (County Hall)
Over the phone 057 867 4308 (Opening hours Monday-Friday 9.30 a.m. to 1.00 p.m. and 2 p.m. to 3:30 p.m.)
In person or by post: The Cash Office, Laois County Council, County Hall, Portlaoise, Co. Laois. (Opening hours Monday-Friday 9.30 a.m. to 1.00 p.m.).
- Online via MyCoCo (If you have not already registered to MyCoCo.ie please email us on housingloans@laoiscoco.ie and we can provide you with further details).
MyCoCo
What do I need to use this service?
- Login with your email address and password you set when registering.
- You will need a valid Visa/Delta, Mastercard or Laser Card
How to use this service?
If you wish to pay your Housing Loan, click this “Pay Housing Loan” link. Then enter your email address and password.
What credit and debit cards can I use?
The following types of credit/debit card can be accepted: –
- Visa/Delta
- Mastercard
- Laser
What about privacy and security?
All financial transactions are processed by Realex, a third-party Internet financial service which provides a secure environment to protect your transactions. Your credit/debit card information is not transmitted outside the secure site. For more information you may view Realex Privacy Statement at www.realexpayments.com/en/privacy_statement.aspx
What about refunds?
If a Housing Loan Charge has been paid in error or has been receipted twice, a refund may be arranged. An application for a refund should be made in writing to: Finance Department, Housing Loans Section, Laois County Council, Aras an Chontae, JKL Ave, Portlaoise, Co. Laois, R32 EHP9.
If I wish to make a lump sum payment off my loan (i.e., more than €5,000) what must I do?
Complete the attached Special Repayment Form and send it by email to housingloans@laoiscoco.ie or by post to: Finance Department, Housing Loans Section, Laois County Council, Aras an Chontae, JKL Ave, Portlaoise, Co. Laois, R32 EHP9.
Important information
- Minimum lump sum payment is €5,000 (Please do not make payment until advised to do so by your account manager).
- Once your application is processed you will be advised of payment transfer options and if any breakage/penalty fees apply.
- Your monthly repayment amount may be reduced, the term of your mortgage will remain unchanged, unless the loan is redeemed in full.