Mortgage Arrears Support

Laois County Council can make a repayment arrangement with mortgage holders in arrears.

Contact details 

The Finance Department-Housing Loans Section administer your Mortgage with Laois County Council. We can be contacted as follows: 

Phone057 868 9322
Emailhousingloans@laoiscoco.ie
PostFinance Department, Housing Loans Section, Laois County Council, Aras an Chontae, JKL Ave, Portlaoise, Co. Laois, R32 EHP9. 

I am struggling to keep up with my mortgage repayments, what must I do? 

  • Contact this office immediately and speak to your Loan Account Manager on 0578698322 or email housingloans@laoiscoco.ie   
  • You can also contact your local Money Advice & Budgeting Services (MABS) for free Independent Advice, contact number (0818) 072620. 
  • Read the attached ‘Sorting it out’ leaflet 

Mortgage arrears resolution process 

The Mortgage Arrears Resolution Process (MARP) is a process to help support our Mortgage borrowers who are in Arrears, or at risk of going into Arrears. We have a dedicated team in our Arrears Support Unit, that will work with our Housing Loan Customers. 

If you are deemed to be eligible for the Process, we will work with you to bring you through the process, to try to get the best solution to address your Arrears situation. For further information, please read the Borrower Information Booklet or contact our Arrears Support Unit on 057 868 9322 or email housingloans@laoiscoco.ie   

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